Fansly vs LoyalFans: Fees, Payouts and Which Is Better

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Both keep 20%, but Fansly pays on request after a 7-day hold while LoyalFans pays twice a month. Here is how the rest compares.

Fansly and LoyalFans both pay creators 80% and keep 20%. If that were the whole story, there'd be nothing to compare. But the two platforms handle money in very different ways. Fansly lets you request a payout when you want, after a seven-day hold. LoyalFans pays on a fixed calendar, twice a month. That single difference can change how your first month feels.

If you're comparing Fansly with Fanvue instead, see our Fansly vs Fanvue guide. This guide compares the two using their own published pages: Fansly's Help Center and LoyalFans' Terms & Conditions and help center. We haven't run an account on either platform, so we're reporting what the rules say, not how the dashboards feel. LoyalFans publishes less detail than Fansly, and some of its figures reach us only through third-party reports, so we label those as commonly reported. Terms change, so check the official site of each before you decide.

This is a two-platform comparison. For single-platform detail, see our Fansly review and LoyalFans review.

Fansly vs LoyalFans At A Glance

Figures as published on October 15, 2026. Check the official site, because they may change.

The Fee: A True Tie

Fansly: its Help Center article "Getting Started on Fansly" says: "Creators receive 80% of revenue from subscriptions, sold media, messages, and tips. No hidden fees for payouts, processing, or currency conversion."

LoyalFans: its Terms & Conditions say: "Our fee is 20% of the total Fan Payment and will be deducted from each Fan Payment." The Terms add that "certain payout methods may carry additional processing fees charged by the payment provider," which are taken from your earnings when you're paid, and that any such fees are shown in your account settings.

So the percentage is identical. The difference is in the small print. Fansly says it has no hidden payout or processing fees. LoyalFans says some methods may carry fees, and tells you to look in your settings.

What You Keep

These are worked examples, not forecasts. Payout fees, tax and your bank's charges come on top.

Payouts: The Real Difference

Fansly: On Demand, After A 7-Day Hold

Fansly's Help Center says: "After each transaction, your funds enter a 7-day pending period." Once the seven days pass, the balance moves to Available for Payout, and you request a withdrawal when you want. The help article on processing times says "most payout requests are reviewed and approved by our team within 48 hours," then "delivery typically occurs within 1–3 business days," with crypto, Paxum and Cosmopayment usually faster.

Fansly's minimums by method:

There's one more condition. Fansly says you can earn and see income in your wallet, but "you won't be able to withdraw funds until your tax forms are submitted."

LoyalFans: Twice A Month, On A Calendar

LoyalFans' Terms say creator payouts occur twice per month:

• 1st–15th: paid within 7 working days after the 15th
• 16th to month-end: paid within 7 working days after month-end

The Terms say you must meet "the minimum payout threshold applicable to your selected payout method," and that "the minimum threshold, applicable fees, and available payout methods vary by method and by the creator's country of residence," shown in your account settings. Earnings below the threshold "will roll over to the next payment period until the threshold is met." Payouts are automatic once your balance qualifies.

We didn't find a separate per-sale pending period in LoyalFans' published terms. Third-party reviewers also say they couldn't find one. In practice the calendar acts as the hold, since money earned late in a period waits for the next payout date.

The $50 Minimum: Commonly Reported

LoyalFans' Terms don't state a dollar figure. A $50 minimum is commonly reported by reviewers who cite LoyalFans' payout page, which we couldn't read because LoyalFans' site relies on JavaScript. Some reviewers also report higher thresholds for SEPA and international wires. Treat all of these as unconfirmed and check your own settings.

Payout Methods

• Fansly lists Paxum, Cosmopayment, local bank deposits, SEPA, SWIFT wires and crypto, with availability depending on your country.
• LoyalFans: the Terms say methods vary by country. ACH, wire, SEPA and Paxum are commonly reported. Check your own settings.

LoyalFans also says that to change your payout method, "you must submit changes at least 48 hours prior to the scheduled payout date (i.e., prior to the 1st or the 16th of the month)."

Fansly pays on request after a hold, while LoyalFans pays on a twice-monthly calendar.

A Timeline Example

Suppose you earn a $40 tip on the 3rd of the month.

• On Fansly: it's pending until the 10th. You can request a payout on or after the 10th. It's likely to be approved within about 48 hours, then take 1–3 business days (faster on some methods). Your wallet may need tax forms first.
• On LoyalFans: it falls in the 1st–15th period, so it should be paid within 7 working days after the 15th, assuming your balance meets your method's minimum. That's roughly the end of that month.

The Fansly path is faster and more flexible in this example. The LoyalFans path is predictable but slower for money earned early in a cycle. If you earn $40 and the threshold is $50, that money simply rolls to the next period.

Price Limits And Tools

According to LoyalFans' help center, the monthly subscription price has to be between $1 and $50. Its video store lets creators offer discounts to subscribers, followers, groups or individual fans. Its Go Live feature supports goal levels and an "Only Private" option where viewers pay per minute. LoyalFans' help center also says it offers "a 5% lifetime revenue sharing for referring content creators and/or fans to the platform."

Fansly's Help Center says you can set subscriptions "anywhere from $5.00 to $499.99 per month," run several tiers or none, and sell locked media between $1.00 and $499.99.

Discovery: Getting Found

Fansly documents its discovery tools. Profile tags help its algorithm understand your content, hashtags help fans find posts, and its recommendations guide says to add a free preview to locked media you want shown on the For You page.

LoyalFans has a searchable video store, where fans can browse clips from many creators. We didn't find an equivalent documented creator-recommendation feed in its help center. If discovery matters most to you, Fansly documents more tools. Reviewers also commonly say LoyalFans has a smaller audience, though we haven't seen a published user figure to confirm that.

Whichever you pick, plan to bring your own traffic. Neither platform promises you fans.

Fansly documents more discovery tools, but both platforms need you to promote your page elsewhere.

Tax And Safety

Fansly's Help Center says it "does not withhold any taxes from the funds you earn," so you're responsible for reporting them. We didn't find a LoyalFans statement on withholding for creators, so check its terms and your settings. If you're in the US, the IRS's self-employed individuals tax center covers estimated tax payments and self-employment tax. Elsewhere, check your national tax authority.

Fansly says it offers two-factor authentication in its Help Center. We couldn't confirm a matching feature on LoyalFans' published pages. Whichever platform you use, keep your login private and watch out for fake agencies and phishing. Our guide to OnlyFans scams covers the same patterns that creators on other platforms see.

Who Should Pick Which?

Fansly may suit you if:

• You want to withdraw when you choose, after a fixed seven-day hold
• You want documented discovery tools and the option to price above $50
• You're comfortable submitting tax forms before your first withdrawal

LoyalFans may suit you if:

• You like the idea of a predictable twice-monthly payout
• You want a video store and live shows with private per-minute pricing
• You're comfortable with a threshold that varies by method and country

If cash flow is tight, Fansly's on-demand model gives you more control. If you prefer a regular rhythm that works like a paycheck, LoyalFans' schedule may appeal. Many creators use more than one platform.

Frequently Asked Questions

Final Verdict

The fee is a tie at 80/20, so the decision comes down to payout style, price limits and tools. Fansly gives you on-demand payouts, a wider price range and documented discovery tools. LoyalFans gives you a predictable twice-monthly schedule, a video store and live private shows, but publishes fewer details, and its minimum is something to confirm in your own settings. Check the official pages, check your dashboard, and plan your cash flow around the schedule that fits you.

Last checked: October 20, 2026. This guide is for adults aged 18 and over.